SignalCheckCheck something
← All guides

Bank transfer safety

Is this Zelle or bank transfer request a scam?

Check bank transfer requests before sending money to a seller, landlord, or someone claiming to be your bank.

The short answer

Bank transfers can be fast and hard to reverse. Treat a first-time payee, payment pressure, or a request to use Zelle for a purchase as a reason to verify before sending.

Warning signs to pause on

  • A seller insists on Zelle, wire transfer, or cash app before delivery.
  • The recipient name does not match the claimed business or landlord.
  • Someone claims your bank needs a transfer to secure your account.
  • You are told the payment cannot wait for normal verification.

What to do next

  1. Paste the payment request into SignalCheck.
  2. Call your bank using the number on its official website or card.
  3. Use a protected checkout for purchases when possible.
  4. Never send a test transfer or verification payment to a stranger.

Ready to check the evidence?

Paste the link or message, or upload a screenshot for a clear, reasoned result.

Check it with SignalCheck